Is Loyal Lending Legit? Not a Scam? Let Us Answer Your Questions

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At Loyal Lending, we take great pride in our work helping people navigate their unique financial situations. Our goal? To help you regain control over your debt and stabilize your financial life. After many years helping people just like you, we deeply understand that managing debt can be stressful or overwhelming. We promise that you are in capable hands with us, as our management team brings a combined 58 years’ experience in debt management to the table. So let’s get to the questions you likely have.

How Does a Loyal Lending Debt Consolidation Loan Simplify Debt?

When you choose Loyal Lending for debt consolidation, you are choosing a path that will greatly simplify your debt repayment process. Our debt consolidation loan empowers you to combine multiple debts into a single payment — with your loan funds, you simply pay off all your outstanding debts and then pay off the loan. This eliminates the crazy-making management of competing bill due dates and trying to figure out which debt gets what money each month. Instead, the streamlined consolidation enables you to focus on a single, more manageable monthly payment, providing ease, instantly.

How Will I Gain Savings with a Loyal Lending Consolidation Loan?

A debt consolidation loan presents the potential for significant cost savings. The goal is to trade in your high-interest credit card rates for a single, lower interest rate afforded you by finding just the right loan. With a lower interest rate, you will rack up significant savings over paying off your credit cards over time. Additionally, it is possible you can qualify for a lower monthly payment than you are currently dishing out to your various debt commitments. We will show you a range of offers and explain how each plays out regarding term and total savings.

Custom Solutions That Work for You

At Loyal Lending, we understand that every individual's financial situation is distinct. As a result, our approach is custom-tailored to cater to your specific needs. When you sign up for Loyal Lending, our debt consolidation loan process begins with a thorough evaluation of your debt profile, your debt-to-income ratio (DTI), and your credit history. This assessment aids us in finding the most attractive offers at the best rates for you.

Our primary objective is to help you secure a lower interest rate across all your credit cards, enabling you to save significant amounts in interest payments. To get a clear picture of the potential savings you could achieve through our program, we encourage you to try our convenient calculator. This valuable tool will provide you with detailed insights into the amount of money you stand to save by consolidating your debts with Loyal Lending.

Our Customers Share Their Savings

But don't just take our word for it. Here are some testimonials from our satisfied customers:

Tony F. — Bridgeport, CT

“After my accident, I couldn't get my life back in order. My medical bills really piled up, and, since I didn't have any money saved, I put it all on my credit cards. Big mistake. Instead of helping, that put me into serious debt. Just the interest alone crushed me. Loyal Lending helped me organize myself and my payments. I am back on track.”

Rachel T. — Jacksonville, FL

“Losing my job was the most embarrassing thing that ever happened to me. That is until I realized I was in so much credit card debt that I didn't see a way out. I hadn't told my husband that I had been charging so much and it really put us in a bad place. I was contemplating bankruptcy. But, Loyal Lending showed me that even someone in my position could be helped and not have to file for bankruptcy — or divorce.”

Gerald T. — Cherry Hill, NJ

“I wish I had a dramatic story or reason that I got into so much credit card debt, but I don't. I was reckless. I spent way more than I earned and was always playing catch up. Then I received a mail offer from Loyal Lending. I took it as a sign that I needed to get my financial act together. I am so grateful that I did.”

Let Us Earn Your Loyalty

We believe we can earn your trust, and your loyalty. Our tailored solutions, streamlined payments, potential interest rate reductions, and unwavering commitment to transparency have been instrumental in helping individuals regain control of their finances since our establishment in 2018. The next happy customer could be you!


Loyal Lending can free you from creditor calls and multiple bills with our easy low interest rate debt consolidation loan. With an interest rate in the single digits and a single monthly payment you will be free to plan for your future.

Let Loyal Lending help you find financial freedom from high interest credit card debt.